Online health market to open Oct. 1
Published: Sunday, September 29, 2013
Updated: Sunday, September 29, 2013 23:09
Starting on Oct. 1 the Patient Protection and Affordable Care Act (ACA), commonly referred to as Obamacare, will begin enrollment in the United States before taking full effect on Jan. 1. In Connecticut, an online marketplace known as Access Health CT has been set up to help residents find the best choice for their health insurance plan.
Michael Kurland, director of UConn Student Health Services, said the Access Health CT exchange is not just making insurance available by providing subsidies, but the Affordable Care Act also set minimum standards for insurance coverage to meet.
How students will be effected by the ACA depends on a number of factors, such as if they have a job with insurances, if they are covered by their parents insurance or have insurance available to them by another means, according to Kathleen Tallarita, government affairs and outreach manager for Access Health CT.
“It really wouldn’t affect them if they were on their parents’ plan because they can stay on now until the age of 26, so that changed dramatically with the passage of the ACA,” she said.
Kurland, who also serves as university administrator in charge of the student health plan and graduate assistant insurance plans, said there are several things to consider when going through the process of choosing insurance, including whether or not you pre-existing conditions which are now covered on the Affordable Care Act.
“Sometimes as young individuals we think that we don’t need health insurance because we’re currently healthy, and we’re young, and it doesn’t affect us,” Tallarita said, “But something could happen where you do need insurance and now if you go to the emergency room for coverage you’re liable to pay for that so that can be an issue. You may not be able to afford to pay for coverage.”
The Access Health CT website, www.AccessHealthCT.com, has many of resources including frequently asked questions and a savings calculator. The organization also has an informational call center (855-805-4325).